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CHRONOS COMPLIANCE ENGINE

Corporate Actions & Covenant Lifecycle Management platform replacing spreadsheet-driven workflows in investment banking and lending operations. Performs real-time risk scoring, covenant interrogation, and regulatory reporting with complete audit trails.

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  • Backend Architecture
  • Compliance Automation
  • Risk Scoring
  • Regulatory Reporting

Executive Summary

Chronos is an enterprise compliance, covenant monitoring, and corporate actions management platform replacing spreadsheet-driven workflows in investment banking and lending operations. It performs real-time risk scoring, covenant interrogation, and regulatory reporting while maintaining complete audit trails.

Core Modules & Architecture

Covenant Interrogation Module (CIM)

  • Automated computation of Leverage Ratio, DSCR, Interest Coverage, Current Ratio
  • Threshold logic with Compliant / Warning / Breach classification
  • Financial reporting deliverable tracking & 10% buffer-based alerting
  • Audit-ready ledger of covenant states

Corporate Action & Event Lifecycle

  • Tracks: Restructurings, Repricings, Amendments, Waivers, Credit Rating Changes
  • Event impact analysis at portfolio level
  • Immutable audit logs for regulatory compliance

Documentation Governance

  • Tracks compliance certificates, financial statements, audit reports
  • Dashboard indicators: Pending → Received → Overdue
  • SLA-driven alerts for missing deliverables

AI Compliance Assistant

  • GPT-based contextual query support
  • Covenant explanation & regulatory guidance
  • Portfolio summarization & risk reasoning

Regulatory Reporting Engine

  • Basel III risk-weighted asset (RWA) calculations
  • Dodd-Frank stress test analytics
  • Auto-export to CSV, XLSX, PDF

Technical Implementation

FlaskSQLAlchemyPythonSupabase PostgreSQLSQLite (demo)Jinja2Bootstrap 5Supabase AuthFlask-LoginVercelGunicornRBAC

Business Impact

90%Reduction in Manual Covenant Review
Real-timeCompliance Status Visibility
ZeroMissed Documentation Deliverables
Audit-ReadySystem for Regulatory Checks

Keywords

Corporate ActionsCovenant MonitoringBasel IIIDodd-FrankFlaskSQLAlchemyRisk ScoringAudit TrailFinancial RatiosCompliance AutomationRegulatory ReportingPostgreSQL

Explore the Project

View Live Demo →View on GitHub →